Last Saved: 1 second ago
Details
Description
Editor Notes
Lessons
Money and Technology
Tap and Pay
Tap and Pay vs. Cash
Developer
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"Text": "\u003Cp style=\u0022text-align: center;\u0022 data-start=\u002298\u0022 data-end=\u0022333\u0022\u003E\u003Cstrong\u003ECash vs. Card\u003C/strong\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022 data-start=\u002298\u0022 data-end=\u0022333\u0022\u003E\u003Cstrong\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/9ACE42CE34F0FD08317648C7CB19C3D4AD1C9ED3EB3AF2086A52301D605A38D7.png\u0022 width=\u0022240\u0022 height=\u0022240\u0022\u003E\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u002298\u0022 data-end=\u0022333\u0022\u003EOnline banking, ATMs (Automatic Teller Machines), and mobile budgeting apps are just some of the positive changes in\u0026nbsp;how we manage money with technology.\u003C/p\u003E\n\u003Cp data-start=\u002298\u0022 data-end=\u0022333\u0022\u003EThey make payments faster, track spending, and even help with saving goals.\u003C/p\u003E\n\u003Cp data-start=\u0022335\u0022 data-end=\u0022420\u0022\u003EHowever, studies show that \u003Cstrong\u003Ethe more technology we use, the less we value money.\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u0022422\u0022 data-end=\u0022589\u0022\u003EFor instance, imagine walking into a store with a $50 note. When you hold that money in your hands, you\u0027re more likely to think carefully before spending it.\u003C/p\u003E\n\u003Cp data-start=\u0022591\u0022 data-end=\u0022715\u0022\u003E\uD83D\uDD39 \u003Cem data-start=\u0022594\u0022 data-end=\u0022621\u0022\u003EShould I spend all of it?\u003C/em\u003E\u003Cbr data-start=\u0022621\u0022 data-end=\u0022624\u0022\u003E\uD83D\uDD39 \u003Cem data-start=\u0022627\u0022 data-end=\u0022671\u0022\u003EMaybe I should save it for something else?\u003C/em\u003E\u003Cbr data-start=\u0022671\u0022 data-end=\u0022674\u0022\u003E\uD83D\uDD39 \u003Cem data-start=\u0022677\u0022 data-end=\u0022713\u0022\u003EIs this item really worth the $50?\u003C/em\u003E\u003C/p\u003E\n\u003Cp data-start=\u0022717\u0022 data-end=\u0022990\u0022\u003ENow, compare this to tap and pay. If you tap your card or phone to spend the same $50, you might not even think twice about it. You don\u0026rsquo;t see the money physically leaving your hands, so it feels different, even though the amount spent is exactly the same.\u003C/p\u003E",
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"Text": "\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00221084\u0022 data-end=\u00221118\u0022\u003E\u003Cstrong\u003EThe Digital Spending Trap\u003C/strong\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00221084\u0022 data-end=\u00221118\u0022\u003E\u003Cstrong\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/B2960DDB8E1083F65569C4BD91550F3A212035E8DDD34FDD0A88ECC4F1185273.png\u0022 width=\u0022184\u0022 height=\u0022184\u0022\u003E\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u00221120\u0022 data-end=\u00221356\u0022\u003ETechnology makes transactions \u003Cstrong data-start=\u00221150\u0022 data-end=\u00221167\u0022\u003Efast and easy\u003C/strong\u003E, but that also means it\u0027s \u003Cstrong data-start=\u00221194\u0022 data-end=\u00221230\u0022\u003Eeasier to lose track of spending\u003C/strong\u003E. Many people don\u0026rsquo;t regularly check their bank accounts, and before they know it, their balance is much lower than expected.\u003C/p\u003E\n\u003Cp data-start=\u00221358\u0022 data-end=\u00221557\u0022\u003E\uD83D\uDD39 Have you ever tapped your card a few times, then been surprised at how much you\u0027ve spent?\u003Cbr data-start=\u00221450\u0022 data-end=\u00221453\u0022\u003E\uD83D\uDD39 Have you ever bought something online and forgotten about it until you saw your bank account later?\u003C/p\u003E\n\u003Cp data-start=\u00221559\u0022 data-end=\u00221691\u0022\u003EUsing technology to manage money \u003Cstrong data-start=\u00221592\u0022 data-end=\u00221613\u0022\u003Eisn\u0027t a bad thing\u003C/strong\u003E, but we need to make sure we\u0027re still aware of \u003Cstrong data-start=\u00221661\u0022 data-end=\u00221688\u0022\u003Ehow much we\u0027re spending\u003C/strong\u003E.\u003C/p\u003E\n\u003Cp data-start=\u00221693\u0022 data-end=\u00221810\u0022\u003E\uD83D\uDCA1 \u003Cstrong data-start=\u00221696\u0022 data-end=\u00221808\u0022\u003EOne simple way to manage this is to check your bank account regularly and set a budget for digital spending.\u003C/strong\u003E\u003C/p\u003E",
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"$type": "MultipleChoice",
"Questions": [
{
"Question": "What are some examples of positive changes in managing money using technology? ",
"CorrectAnswer": "Online banking, ATM\u0027s, and mobile budgeting apps",
"IncorrectAnswer1": "Online shopping and gaming apps",
"IncorrectAnswer2": "Piggy banks and physical currency",
"IncorrectAnswer3": "ATM\u0027s and mobile budgeting apps",
"MessageOnIncorrectAnswer": "Incorrect. Online banking, ATM\u0027s, and mobile budgeting apps are some positive changes of using technology."
},
{
"Question": "According to studies, what effect does the use of technology have on how people value money?",
"CorrectAnswer": "It decreases the value of money",
"IncorrectAnswer1": "It increases the value of money",
"IncorrectAnswer2": "It depends on the individual\u0027s spending habits",
"IncorrectAnswer3": "It has no impact on the value of money",
"MessageOnIncorrectAnswer": "Oops. It decreases the value of money.\n"
},
{
"Question": "What question might people ask themselves when paying with a $50 note in a retail store?",
"CorrectAnswer": "Should I spend all of my money?",
"IncorrectAnswer1": "Is this store trustworthy?",
"IncorrectAnswer2": "Should I invest this money?",
"IncorrectAnswer3": "Is my phone charged?",
"MessageOnIncorrectAnswer": "Not quite. A question might people ask is \u0022Should I spend all of my money?\u0022."
},
{
"Question": "How does using technology to make payments affect people\u0027s tendency to question their purchases?",
"CorrectAnswer": "It makes them question their purchases less",
"IncorrectAnswer1": "It makes them question their purchases more",
"IncorrectAnswer2": "It doesn\u0027t impact their tendency to question purchases",
"IncorrectAnswer3": "It depends on the type of technology used",
"MessageOnIncorrectAnswer": "Incorrect. It makes them question their purchases less."
},
{
"Question": "What is the main difference between paying with a physical $50 note and using technology to make a $50 purchase?",
"CorrectAnswer": "The physical note feels like a more substantial expense",
"IncorrectAnswer1": "The physical note is harder to carry",
"IncorrectAnswer2": "The physical note disappears from your bank account",
"IncorrectAnswer3": "Technology allows for quicker transactions",
"MessageOnIncorrectAnswer": "Not quite. The physical note feels like a more substantial expense."
}
],
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"Name": "Tap and Pay",
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"Text": "\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00221817\u0022 data-end=\u00221836\u0022\u003E\u003Cstrong data-start=\u00221820\u0022 data-end=\u00221834\u0022\u003ETap and Go\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u00221838\u0022 data-end=\u00222092\u0022\u003ETap and pay is a contactless payment method that allows people to buy things without inserting a debit card or entering a PIN. Instead, they can just tap their card or phone on an EFTPOS (Electronic Funds Transfer at Point of Sale) machine.\u003C/p\u003E\n\u003Cp data-start=\u00222094\u0022 data-end=\u00222161\u0022\u003EMost adults use tap and pay because it\u0026rsquo;s fast and convenient.\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00222163\u0022 data-end=\u00222183\u0022\u003E\u003Cstrong data-start=\u00222167\u0022 data-end=\u00222181\u0022\u003EAdvantages\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u00222184\u0022 data-end=\u00222479\u0022\u003E\u2705 \u003Cstrong data-start=\u00222186\u0022 data-end=\u00222201\u0022\u003EConvenience\u003C/strong\u003E \u0026ndash; No need to count cash, just tap and go.\u003Cbr data-start=\u00222243\u0022 data-end=\u00222246\u0022\u003E\u2705 \u003Cstrong data-start=\u00222248\u0022 data-end=\u00222271\u0022\u003EGood in Emergencies\u003C/strong\u003E \u0026ndash; If you forget your wallet, you can still pay with your phone.\u003Cbr data-start=\u00222335\u0022 data-end=\u00222338\u0022\u003E\u2705 \u003Cstrong data-start=\u00222340\u0022 data-end=\u00222355\u0022\u003EEasy to Use\u003C/strong\u003E \u0026ndash; Takes minimal effort to make a payment.\u003Cbr data-start=\u00222397\u0022 data-end=\u00222400\u0022\u003E\u2705 \u003Cstrong data-start=\u00222402\u0022 data-end=\u00222424\u0022\u003ELess Need for Cash\u003C/strong\u003E \u0026ndash; Carrying cash can be risky, and it\u0026rsquo;s easy to lose.\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00222481\u0022 data-end=\u00222504\u0022\u003E\u003Cstrong data-start=\u00222485\u0022 data-end=\u00222502\u0022\u003EDisadvantages\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u00222505\u0022 data-end=\u00222934\u0022\u003E\u274C \u003Cstrong data-start=\u00222507\u0022 data-end=\u00222529\u0022\u003EImpulsive Spending\u003C/strong\u003E \u0026ndash; The easier it is to pay, the easier it is to overspend.\u003Cbr data-start=\u00222591\u0022 data-end=\u00222594\u0022\u003E\u274C \u003Cstrong data-start=\u00222596\u0022 data-end=\u00222611\u0022\u003ELess Secure\u003C/strong\u003E \u0026ndash; Scammers can steal card details and access your money.\u003Cbr data-start=\u00222672\u0022 data-end=\u00222675\u0022\u003E\u274C \u003Cstrong data-start=\u00222677\u0022 data-end=\u00222707\u0022\u003EDisconnect from Real Money\u003C/strong\u003E \u0026ndash; Without holding physical cash, we lose the sense of how much we\u0026rsquo;re spending.\u003Cbr data-start=\u00222790\u0022 data-end=\u00222793\u0022\u003E\u274C \u003Cstrong data-start=\u00222795\u0022 data-end=\u00222815\u0022\u003EHidden Bank Fees\u003C/strong\u003E \u0026ndash; Some banks charge fees for debit cards, ATM withdrawals, and transactions\u0026mdash;paying with cash avoids these costs.\u003C/p\u003E",
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"Text": "\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00222941\u0022 data-end=\u00222974\u0022\u003E\u003Cstrong data-start=\u00222944\u0022 data-end=\u00222972\u0022\u003EThe Risk of Overspending\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u00222976\u0022 data-end=\u00223156\u0022\u003EWith cash, you can physically see how much money you have left after spending. With tap and pay, it\u0027s easy to keep tapping without realizing how much you\u0027re spending.\u003C/p\u003E\n\u003Cp data-start=\u00223158\u0022 data-end=\u00223318\u0022\u003E\uD83D\uDD39 Have you ever accidentally spent more than planned because it was easy to tap?\u003Cbr data-start=\u00223243\u0022 data-end=\u00223246\u0022\u003E\uD83D\uDD39 Do you check your bank account balance before buying something?\u003C/p\u003E\n\u003Cp data-start=\u00223320\u0022 data-end=\u00223634\u0022\u003E\u003Cstrong\u003ETo avoid spending too much, it\u0027s important to:\u003C/strong\u003E\u003Cbr data-start=\u00223370\u0022 data-end=\u00223373\u0022\u003E\u2714 \u003Cstrong data-start=\u00223375\u0022 data-end=\u00223398\u0022\u003ESet spending limits\u003C/strong\u003E \u0026ndash; Decide how much you\u0026rsquo;ll spend before you start tapping.\u003Cbr data-start=\u00223455\u0022 data-end=\u00223458\u0022\u003E\u2714 \u003Cstrong data-start=\u00223460\u0022 data-end=\u00223482\u0022\u003EUse budgeting apps\u003C/strong\u003E \u0026ndash; They help track your spending so you don\u0026rsquo;t go over your budget.\u003Cbr data-start=\u00223548\u0022 data-end=\u00223551\u0022\u003E\u2714 \u003Cstrong data-start=\u00223553\u0022 data-end=\u00223586\u0022\u003ECheck your bank account often\u003C/strong\u003E \u0026ndash; This helps you stay aware of your spending.\u003C/p\u003E\n\u003Cp data-start=\u00223636\u0022 data-end=\u00223730\u0022\u003E\uD83D\uDCA1 Technology makes payments easy, but smart money habits will help you stay in control!\u003C/p\u003E",
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{
"$type": "SwipeQuiz",
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{
"Id": "24a1f1f1-9b36-40ea-95b4-d8d342892830",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cstrong\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/B2960DDB8E1083F65569C4BD91550F3A212035E8DDD34FDD0A88ECC4F1185273.png\u0022 width=\u0022184\u0022 height=\u0022184\u0022\u003E\u003C/strong\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETap and Go is a contactless payment method.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "6eda10b2-8f2a-4815-8aa4-bb3b4bac0f22",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/62C77758C5C0E59D54D3481EDF260176697A4CA93EB93685B928FF67F6EB24E6.png\u0022 width=\u0022197\u0022 height=\u0022197\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETap and Go is very secure.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": true,
"IncorrectMessage": ""
},
{
"Id": "bdaeb0bd-dd78-44f2-8d2d-690a1c55fa34",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/A26B791DD053B7DFB9BA4E5192D67AFA560EBA89F69E0D4DC128FAC4B764BF76.png\u0022 width=\u0022313\u0022 height=\u0022235\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETap and Go is useful in emergencies.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "8e0fba8a-4fe4-46d5-9b46-f077ac3f3972",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/7B66A9C0D49FEB3001D36F810619EC933190D817C591E24DD616E19D33EC5DFD.png\u0022 width=\u0022231\u0022 height=\u0022231\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETap and Go allows you to buy things without inserting your card or entering a PIN.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "4bd56e77-3e8f-4b66-a928-72325a015213",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/49F3BEDFCFEB73749419DC6744BF9EF4300EB43E2BB76FF86CC1F592E5D6F1A6.png\u0022 width=\u0022158\u0022 height=\u0022158\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003EUsing Tap and Go makes it harder to track your spending.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "33107144-6e01-4870-b8f0-7e7741c79629",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/5A8EAF4CF8912B823D6DC595966E304D9D04BBE5EC591F857A505351A18D35A8.png\u0022 width=\u0022187\u0022 height=\u0022187\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003EUsing Tap and Go prevents you from being charged hidden bank fees.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": true,
"IncorrectMessage": ""
},
{
"Id": "1b5c14a1-770f-40ec-aa8d-c208657289b5",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/CA111B8197E2465227FC9C2BECB5C1024D6F9FB9DDDAD3474BADB6306CAB8EE6.png\u0022 width=\u0022184\u0022 height=\u0022184\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETap and Go is the only way to make purchases in modern stores.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": true,
"IncorrectMessage": ""
},
{
"Id": "dccff7b5-c5a2-4c86-9833-60581caf4c02",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/A27E40039A13C74890E0ECD3D767CC9B6F0EB626CD0B35556BE62E2A4F2219F2.png\u0022 width=\u0022163\u0022 height=\u0022163\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETo avoid overspending, you should set a spending limit and track purchases.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "452a14c6-31b2-468a-b596-540a26404482",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/C00892FB15952E60D213AF16AFF96AE1BC0AC6EC93C68A87DD6570E9E144E9E1.png\u0022 width=\u0022292\u0022 height=\u0022219\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003EChecking your bank account regularly can help you avoid overspending with Tap and Go.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "81d8449e-651d-4593-9fe4-7346adda8b52",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/67533DD265B2F6B7B1099BA2DFA20412AA5BC536811AD9D861E4CB9AD825739F.png\u0022 width=\u0022211\u0022 height=\u0022211\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003EIf you forget your wallet, you cannot use Tap and Go on your phone.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": true,
"IncorrectMessage": ""
}
],
"Id": "cfaa036c-10ab-4f75-92a2-9ebcb71fbefb"
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{
"Id": "1df0a914-a489-42eb-93e6-cafba86c67f6",
"Name": "Tap and Pay vs. Cash",
"Description": "",
"EditorNotes": "",
"ReleaseDate": null,
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{
"$type": "Scenario",
"Text": "\u003Cp style=\u0022text-align: center;\u0022 data-pm-slice=\u00221 1 []\u0022\u003E\u003Cstrong\u003E\u0026nbsp;Managing Digital Spending\u003C/strong\u003E\u003C/p\u003E\n\u003Cp\u003EBest friends Jake and Liam, both 12 years old, are saving up for a new gaming console. They each have $300 in savings and are excited to buy the latest release.\u003C/p\u003E\n\u003Cp\u003E\u003Cstrong\u003EHow They Spend Money\u003C/strong\u003E\u003C/p\u003E\n\u003Cul\u003E\n\u003Cli\u003E\u003Cstrong\u003EBoth\u003C/strong\u003E love using \u003Cstrong\u003Etap-and-pay\u003C/strong\u003E on their phones\u0026mdash;it\u0027s \u003Cstrong\u003Efast, easy, and trendy\u003C/strong\u003E.\u003Cbr\u003E\u003Cstrong\u003ELiam\u003C/strong\u003E tracks his spending using a \u003Cstrong\u003Ebudgeting app\u003C/strong\u003E.\u003Cbr\u003E\u003Cstrong\u003EJake\u003C/strong\u003E taps his phone often, \u003Cstrong\u003Ewithout checking his balance\u003C/strong\u003E.\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cp\u003E\u003Cstrong\u003EWhat Happened to Their Savings?\u003C/strong\u003E\u003C/p\u003E\n\u003Ctable\u003E\n\u003Ctbody\u003E\n\u003Ctr\u003E\n\u003Cth\u003E\u003Cstrong\u003ESpending Habit\u003C/strong\u003E\u003C/th\u003E\n\u003Cth\u003E\u003Cstrong\u003EJake\u003C/strong\u003E\u003C/th\u003E\n\u003Cth\u003E\u003Cstrong\u003ELiam\u003C/strong\u003E\u003C/th\u003E\n\u003C/tr\u003E\n\u003Ctr\u003E\n\u003Ctd\u003E\u003Cstrong\u003EUses tap-and-pay frequently?\u003C/strong\u003E\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes (at first)\u003C/td\u003E\n\u003C/tr\u003E\n\u003Ctr\u003E\n\u003Ctd\u003E\u003Cstrong\u003ETracks spending?\u003C/strong\u003E\u003C/td\u003E\n\u003Ctd\u003E\u274C No\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes (budgeting app)\u003C/td\u003E\n\u003C/tr\u003E\n\u003Ctr\u003E\n\u003Ctd\u003E\u003Cstrong\u003EOverspends on games, clothes, and snacks?\u003C/strong\u003E\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes\u003C/td\u003E\n\u003Ctd\u003E\u274C No\u003C/td\u003E\n\u003C/tr\u003E\n\u003Ctr\u003E\n\u003Ctd\u003E\u003Cstrong\u003ESwitches to cash for better control?\u003C/strong\u003E\u003C/td\u003E\n\u003Ctd\u003E\u274C No (at first)\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes\u003C/td\u003E\n\u003C/tr\u003E\n\u003Ctr\u003E\n\u003Ctd\u003E\u003Cstrong\u003ESaves enough for gaming console?\u003C/strong\u003E\u003C/td\u003E\n\u003Ctd\u003E\u274C No\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes\u003C/td\u003E\n\u003C/tr\u003E\n\u003C/tbody\u003E\n\u003C/table\u003E\n\u003Cp\u003EOver time, both friends saw different results from their spending choices. Now, Jake is starting to wonder if he should change his habits to better manage his money.\u003C/p\u003E",
"Questions": [
{
"Question": "Why were Jake and Liam using tap-and-pay?",
"CorrectAnswer": "Because it was fast and easy",
"IncorrectAnswer1": "Because they didn\u2019t have cash",
"IncorrectAnswer2": "Because they wanted to spend all their savings",
"IncorrectAnswer3": "Because they didn\u2019t know how much money they had",
"MessageOnIncorrectAnswer": "Both friends liked tap-and-pay because it was convenient."
},
{
"Question": "What was Jake\u2019s main mistake when using tap-and-pay?",
"CorrectAnswer": "He didn\u2019t track his spending",
"IncorrectAnswer1": "He didn\u2019t use his phone",
"IncorrectAnswer2": "He only bought essential items",
"IncorrectAnswer3": "He saved too much money",
"MessageOnIncorrectAnswer": "Jake spent money without checking his balance, leading to overspending."
},
{
"Question": "How did Liam track his spending?",
"CorrectAnswer": "By using a budgeting app",
"IncorrectAnswer1": "By writing it down on paper",
"IncorrectAnswer2": "By not spending money at all",
"IncorrectAnswer3": "By asking Jake to remind him",
"MessageOnIncorrectAnswer": "Liam used a budgeting app to monitor his spending habits."
},
{
"Question": "What happened to Jake\u2019s savings?",
"CorrectAnswer": "He spent most of his money on clothes and games",
"IncorrectAnswer1": "He saved all his money",
"IncorrectAnswer2": "He earned more money from his parents",
"IncorrectAnswer3": "He stopped using tap-and-pay completely",
"MessageOnIncorrectAnswer": "Jake overspent, mainly on games and clothes."
},
{
"Question": "What did Liam do differently to reach his savings goal?",
"CorrectAnswer": "He switched to using cash for purchases",
"IncorrectAnswer1": "He spent more money",
"IncorrectAnswer2": "He stopped using money altogether",
"IncorrectAnswer3": "He borrowed money from Jake",
"MessageOnIncorrectAnswer": "Liam realised using cash helped him control his spending better."
},
{
"Question": "Why does using cash help with budgeting?",
"CorrectAnswer": "Because you can see exactly how much money you have left",
"IncorrectAnswer1": "Because it disappears faster",
"IncorrectAnswer2": "Because it makes people spend more",
"IncorrectAnswer3": "Because stores prefer cash payments",
"MessageOnIncorrectAnswer": "Cash payments make it easier to track spending."
},
{
"Question": "What did Jake realise after seeing Liam\u2019s success?",
"CorrectAnswer": "That tracking spending helps save money",
"IncorrectAnswer1": "That he should spend more on games",
"IncorrectAnswer2": "That cash is useless",
"IncorrectAnswer3": "That he should use tap-and-pay even more",
"MessageOnIncorrectAnswer": "Jake noticed Liam was saving more and decided to change his habits."
},
{
"Question": "How did Liam successfully save for the gaming console?",
"CorrectAnswer": "By tracking spending and switching to cash",
"IncorrectAnswer1": "By using more tap-and-pay",
"IncorrectAnswer2": "By getting money from Jake",
"IncorrectAnswer3": "By borrowing money from his parents",
"MessageOnIncorrectAnswer": "Liam controlled his spending and saved enough money."
},
{
"Question": "What lesson does this scenario teach about digital payments?",
"CorrectAnswer": "They make it easier to overspend if not tracked ",
"IncorrectAnswer1": "They are always better than cash",
"IncorrectAnswer2": "They help people save money automatically",
"IncorrectAnswer3": "They should be avoided completely",
"MessageOnIncorrectAnswer": "Digital payments are convenient but can lead to overspending."
},
{
"Question": "What is the best way to manage spending with tap-and-pay?",
"CorrectAnswer": "Set a budget and track spending regularly",
"IncorrectAnswer1": "Avoid tap-and-pay completely",
"IncorrectAnswer2": "Spend without checking your balance",
"IncorrectAnswer3": "Only use it for expensive items",
"MessageOnIncorrectAnswer": "Using a budget helps prevent overspending with tap-and-pay."
}
],
"Id": "f42da9b4-b783-4f86-9a87-5b7f85edc119"
}
],
"Dependencies": []
}
]
}