Last Saved: 0 second ago
Details
Description
Editor Notes
Lessons
Money and Technology
Tap and Pay
Tap and Pay vs. Cash
Developer
{
"Id": "d5096367-ae00-4dc7-bd7a-f41411392718",
"Name": "Money and Technology - Year 7",
"Title": "Money and Technology",
"Description": "",
"EditorNotes": "",
"Lessons": [
{
"Id": "fc7cf4e3-7e2c-4faf-9f57-f7a21e13423a",
"Name": "Money and Technology",
"Description": "",
"EditorNotes": "",
"ReleaseDate": null,
"Scenes": [
{
"$type": "Conversation",
"Steps": [
{
"$type": "Start",
"Type": 4,
"Target": "3c5f2040-1a69-46d7-ad41-b63d96d6c28d",
"Id": "115d7ef9-7e45-4fd4-b55d-7a7442dac873",
"DiagramDetails": {
"X": 104,
"Y": 304,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": null,
"Title": "Clara",
"Text": "What do you like about paying this way?",
"UserChoices": [
{
"Id": "698c5d3d-babd-4e88-8bb4-f300999be8ed",
"Name": "It\u2019s super fast\u2014just tap and go!",
"Target": "e95b0e45-bfc2-4d77-a90e-106648f2c5a2",
"PathDetails": {
"Points": []
}
},
{
"Id": "e985ccb2-6982-4359-8cd4-9bfe93ed9e63",
"Name": "I don\u2019t have to worry about losing cash.",
"Target": "8b934fad-ac15-4d8a-a3f3-72c937534bfd",
"PathDetails": {
"Points": []
}
},
{
"Id": "d86b5027-a7ef-4d6f-a444-6bd2f5f7f889",
"Name": "I don\u2019t really think about it\u2014I just tap and it works.",
"Target": "ec653f16-86a7-4dfc-ba80-420d63425998",
"PathDetails": {
"Points": []
}
}
],
"Type": 0,
"Id": "fbdb4699-2c94-4885-8bcd-b5a17646ba05",
"DiagramDetails": {
"X": -162,
"Y": 1666,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": null,
"Title": "Clara",
"Text": "Think about the last time you bought something\u2014how did you pay?",
"UserChoices": [
{
"Id": "ee2037ef-f9ca-4e1d-af7a-c810139d6c90",
"Name": "I used cash from my pocket or wallet.",
"Target": "f78ccf2b-fc83-487b-832e-038a0f93f3d0",
"PathDetails": {
"Points": []
}
},
{
"Id": "7c03eb70-d14c-49a4-be9d-6f682d3a3f3b",
"Name": "I tapped a card or my phone.",
"Target": "51b577a4-beb1-4d66-8e12-63298dc89327",
"PathDetails": {
"Points": []
}
},
{
"Id": "48109088-de4b-4ef4-ba23-5edb6bb59335",
"Name": "I don\u2019t usually buy things myself\u2014someone else pays for me.",
"Target": "d121c675-5be5-4531-ba91-2377af602e1e",
"PathDetails": {
"Points": []
}
}
],
"Type": 0,
"Id": "3c5f2040-1a69-46d7-ad41-b63d96d6c28d",
"DiagramDetails": {
"X": -119,
"Y": 586,
"DefaultTargetPathDetails": null,
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "fbdb4699-2c94-4885-8bcd-b5a17646ba05",
"Title": "Clara",
"Text": "That\u2019s awesome! A lot of people are going completely cash-free these days.",
"UserChoices": [],
"Type": 0,
"Id": "51b577a4-beb1-4d66-8e12-63298dc89327",
"DiagramDetails": {
"X": 262,
"Y": 1298,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": null,
"Title": "Clara",
"Text": "Cash is still around, but do you think people use it as much as they used to?",
"UserChoices": [
{
"Id": "02108199-e99e-4e2b-bc08-8033f3e20e44",
"Name": "Not really\u2014most people tap cards now.",
"Target": "59209bea-6a81-4eb8-ae9d-864f71cc74e7",
"PathDetails": {
"Points": []
}
},
{
"Id": "75560898-75a4-4aa1-b82b-d26d60d97b25",
"Name": "Yes, I still see people using cash all the time.",
"Target": "1e856770-0d10-4bb2-8cae-eb2769592fc2",
"PathDetails": {
"Points": []
}
},
{
"Id": "6f5c5970-e2bc-4135-abdd-f62da384c823",
"Name": "I don\u2019t really notice how other people pay for things.",
"Target": "945eaa63-1c1b-42eb-acbe-ab963df94173",
"PathDetails": {
"Points": []
}
}
],
"Type": 0,
"Id": "07931b44-dc72-454e-ae0f-214cb6f54770",
"DiagramDetails": {
"X": -1066,
"Y": 1316,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "0a0bf28a-f591-40d9-b969-f0b12ec54f50",
"Title": "Clara",
"Text": "That\u2019s okay! Debt is when someone borrows money and has to pay it back later.",
"UserChoices": [],
"Type": 0,
"Id": "d121c675-5be5-4531-ba91-2377af602e1e",
"DiagramDetails": {
"X": 1073,
"Y": 1080,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "6bd3395e-eb2f-4bc6-b3d9-c578c562cc00",
"Title": "Clara",
"Text": "Yes! That\u2019s why it\u2019s important to keep your PIN or passwords private.",
"UserChoices": [],
"Type": 0,
"Id": "28b3b6ab-6abe-46c6-bdf6-3148a903138f",
"DiagramDetails": {
"X": -726,
"Y": 4422,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "6bd3395e-eb2f-4bc6-b3d9-c578c562cc00",
"Title": "Clara",
"Text": "Good point! Scammers can trick people into giving away their details, so it\u2019s good to stay alert.",
"UserChoices": [],
"Type": 0,
"Id": "bb7e4d5d-5b62-4524-8769-734b6934e68a",
"DiagramDetails": {
"X": -186,
"Y": 4406,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "85580cdc-c6a4-4473-8a9e-1c499337dd6a",
"Title": "Clara",
"Text": "Exactly! Scammers and fraud exist, and being careful with your money online is really important.",
"UserChoices": [],
"Type": 0,
"Id": "e9abed69-d421-4976-90cd-273b18d49fdb",
"DiagramDetails": {
"X": -266,
"Y": 5916,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "85580cdc-c6a4-4473-8a9e-1c499337dd6a",
"Title": "Clara",
"Text": "Yes! When you don\u2019t see the money physically leaving your hands, it\u2019s easy to lose track of spending.",
"UserChoices": [],
"Type": 0,
"Id": "9ebb0181-374a-4ca4-928c-71c50ef97f71",
"DiagramDetails": {
"X": -789,
"Y": 5942,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "0ec170d9-9e7a-4268-8d65-2e9801ca5ebc",
"Title": "Clara",
"Text": "Some people still like using cash, but it\u0027s becoming less common in shops.",
"UserChoices": [],
"Type": 0,
"Id": "1e856770-0d10-4bb2-8cae-eb2769592fc2",
"DiagramDetails": {
"X": -1182,
"Y": 1790,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "0ec170d9-9e7a-4268-8d65-2e9801ca5ebc",
"Title": "Clara",
"Text": "You\u2019re right! Digital payments are becoming the new normal.",
"UserChoices": [],
"Type": 0,
"Id": "59209bea-6a81-4eb8-ae9d-864f71cc74e7",
"DiagramDetails": {
"X": -1667,
"Y": 1738,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "0ec170d9-9e7a-4268-8d65-2e9801ca5ebc",
"Title": "Clara",
"Text": "That\u2019s fair! But next time you\u0027re in a shop, see how many people use cards or phones instead of cash.",
"UserChoices": [],
"Type": 0,
"Id": "945eaa63-1c1b-42eb-acbe-ab963df94173",
"DiagramDetails": {
"X": -725,
"Y": 1849,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "0ec170d9-9e7a-4268-8d65-2e9801ca5ebc",
"Title": "Clara",
"Text": "Yep! Digital payments are quick and you don\u2019t have to carry cash around.",
"UserChoices": [],
"Type": 0,
"Id": "e95b0e45-bfc2-4d77-a90e-106648f2c5a2",
"DiagramDetails": {
"X": -335,
"Y": 2153,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": null,
"Title": "Clara",
"Text": "Since more people are using digital payments, do you think this makes it easier or harder to keep track of money?",
"UserChoices": [
{
"Id": "1d043ded-8f75-4d4c-9fae-0833aee036ca",
"Name": "Easier! I can check my balance on an app or online.",
"Target": "0dc29816-fe02-4ec6-8545-891b135c4ff2",
"PathDetails": {
"Points": []
}
},
{
"Id": "7d01ff56-f1cf-43fe-a02b-a0f4246d2959",
"Name": "Harder! It\u2019s easy to spend too much without realising.",
"Target": "6c45b692-cf45-4177-ac42-f12492fca821",
"PathDetails": {
"Points": []
}
},
{
"Id": "92a6d928-4fbf-4ce9-bcd1-dfa9b5fdc5f8",
"Name": "I don\u2019t know\u2014I\u2019ve never thought about it before.",
"Target": "4e105b23-33d9-435e-919c-0c46354717ad",
"PathDetails": {
"Points": []
}
}
],
"Type": 0,
"Id": "0ec170d9-9e7a-4268-8d65-2e9801ca5ebc",
"DiagramDetails": {
"X": -441,
"Y": 2945,
"DefaultTargetPathDetails": null,
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "0ec170d9-9e7a-4268-8d65-2e9801ca5ebc",
"Title": "Clara",
"Text": "That makes sense! But it\u2019s still good to know how it all works behind the scenes.",
"UserChoices": [],
"Type": 0,
"Id": "ec653f16-86a7-4dfc-ba80-420d63425998",
"DiagramDetails": {
"X": 376,
"Y": 2331,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "b9178303-912d-4046-a60e-66d26e2dcf5c",
"Title": "Clara",
"Text": "Now that we\u2019ve talked about money and technology.. ",
"UserChoices": [],
"Type": 0,
"Id": "6bd3395e-eb2f-4bc6-b3d9-c578c562cc00",
"DiagramDetails": {
"X": -238,
"Y": 4823,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": null,
"Title": "Clara",
"Text": "What\u2019s one thing you think is important to remember?",
"UserChoices": [
{
"Id": "b03931e3-e4a5-42b0-bf61-f1cb26d44ed7",
"Name": "It\u2019s super easy to spend money when paying digitally, so I need to check my balance more often.",
"Target": "9ebb0181-374a-4ca4-928c-71c50ef97f71",
"PathDetails": {
"Points": []
}
},
{
"Id": "f189de7b-3971-4275-a350-940f2750b660",
"Name": "I should keep my card details and passwords private to stay safe from scams.",
"Target": "e9abed69-d421-4976-90cd-273b18d49fdb",
"PathDetails": {
"Points": []
}
},
{
"Id": "551e32c5-9621-4727-8989-28105a2f3015",
"Name": "The way people pay is always changing, so I should stay aware of how money works.",
"Target": "53f33f62-d087-4221-a815-6cb4e6312b55",
"PathDetails": {
"Points": []
}
}
],
"Type": 0,
"Id": "b9178303-912d-4046-a60e-66d26e2dcf5c",
"DiagramDetails": {
"X": -466,
"Y": 5289,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "49dde59f-2390-4619-89fd-5577034b5c8f",
"Title": "Clara",
"Text": "That\u2019s okay! But as you start managing your own money, it\u2019s something you\u2019ll want to think about.",
"UserChoices": [],
"Type": 0,
"Id": "4e105b23-33d9-435e-919c-0c46354717ad",
"DiagramDetails": {
"X": 359,
"Y": 3437,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "0ec170d9-9e7a-4268-8d65-2e9801ca5ebc",
"Title": "Clara",
"Text": "Yep! Digital payments are quick and you don\u2019t have to carry cash around.",
"UserChoices": [],
"Type": 0,
"Id": "8b934fad-ac15-4d8a-a3f3-72c937534bfd",
"DiagramDetails": {
"X": -42,
"Y": 2340,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": null,
"Title": "Clara",
"Text": "Nice work! Now you know how technology is changing the way we spend, save, and protect our money.",
"UserChoices": [],
"Type": 0,
"Id": "85580cdc-c6a4-4473-8a9e-1c499337dd6a",
"DiagramDetails": {
"X": -310,
"Y": 6358,
"DefaultTargetPathDetails": null,
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": null,
"Title": "Clara",
"Text": " Using digital money is super easy, but do you think it comes with any risks?",
"UserChoices": [
{
"Id": "56554b4d-aaa0-4882-a931-aa8908fefa52",
"Name": "Yes! If someone gets my card or phone, they could spend my money.",
"Target": "28b3b6ab-6abe-46c6-bdf6-3148a903138f",
"PathDetails": {
"Points": []
}
},
{
"Id": "f4ccde07-b20d-42e4-a908-eb4130772b14",
"Name": "Maybe? I\u2019ve heard of scams, but I don\u2019t really know how they work.",
"Target": "bb7e4d5d-5b62-4524-8769-734b6934e68a",
"PathDetails": {
"Points": []
}
},
{
"Id": "b48c43e2-cfe3-4501-b6b5-df00dfcfed71",
"Name": "Nope! Digital money seems pretty safe to me.",
"Target": "5315af46-7226-4537-b70b-da087b6f723f",
"PathDetails": {
"Points": []
}
}
],
"Type": 0,
"Id": "49dde59f-2390-4619-89fd-5577034b5c8f",
"DiagramDetails": {
"X": -210,
"Y": 3928,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "49dde59f-2390-4619-89fd-5577034b5c8f",
"Title": "Clara",
"Text": "That\u2019s true! Bank apps make it easy to see where your money is going.",
"UserChoices": [],
"Type": 0,
"Id": "0dc29816-fe02-4ec6-8545-891b135c4ff2",
"DiagramDetails": {
"X": -818,
"Y": 3513,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": null,
"Title": "Clara",
"Text": "Have you ever borrowed money from a friend or family member to buy something?",
"UserChoices": [
{
"Id": "eea9c778-a2ea-482b-a134-4052d1597e60",
"Name": "Yes, I have!",
"Target": "05b6e6a9-0592-4716-b970-ac7b27ce0747",
"PathDetails": {
"Points": []
}
},
{
"Id": "58295b5a-4345-4e07-9696-6b15e6750d01",
"Name": "No, I haven\u2019t.",
"Target": "5389788f-f395-4951-9763-ba3ba473264b",
"PathDetails": {
"Points": []
}
}
],
"Type": 0,
"Id": "0a0bf28a-f591-40d9-b969-f0b12ec54f50",
"DiagramDetails": {
"X": 1079,
"Y": 1439,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "0ec170d9-9e7a-4268-8d65-2e9801ca5ebc",
"Title": "Clara",
"Text": "Even if you haven\u2019t, many adults borrow money for important things, like houses or school.",
"UserChoices": [],
"Type": 0,
"Id": "5389788f-f395-4951-9763-ba3ba473264b",
"DiagramDetails": {
"X": 1383,
"Y": 1937,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "0ec170d9-9e7a-4268-8d65-2e9801ca5ebc",
"Title": "Clara",
"Text": "That\u2019s kind of like debt! But instead of borrowing from a friend, adults often borrow from banks.",
"UserChoices": [],
"Type": 0,
"Id": "05b6e6a9-0592-4716-b970-ac7b27ce0747",
"DiagramDetails": {
"X": 921,
"Y": 1912,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "85580cdc-c6a4-4473-8a9e-1c499337dd6a",
"Title": "Clara",
"Text": "Great mindset! Understanding how money is evolving will help you make smart financial choices in the future.",
"UserChoices": [],
"Type": 0,
"Id": "53f33f62-d087-4221-a815-6cb4e6312b55",
"DiagramDetails": {
"X": 200,
"Y": 5902,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "07931b44-dc72-454e-ae0f-214cb6f54770",
"Title": "Clara",
"Text": "Nice! \n\n",
"UserChoices": [],
"Type": 0,
"Id": "f78ccf2b-fc83-487b-832e-038a0f93f3d0",
"DiagramDetails": {
"X": -743,
"Y": 893,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "6bd3395e-eb2f-4bc6-b3d9-c578c562cc00",
"Title": "Clara",
"Text": "Mostly, but there are still dangers\u2014like scams, fraud, or accidentally spending too much.",
"UserChoices": [],
"Type": 0,
"Id": "5315af46-7226-4537-b70b-da087b6f723f",
"DiagramDetails": {
"X": 352,
"Y": 4409,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": "49dde59f-2390-4619-89fd-5577034b5c8f",
"Title": "Clara",
"Text": "Exactly! Tapping to pay is so quick that some people forget to check how much they\u2019ve spent.",
"UserChoices": [],
"Type": 0,
"Id": "6c45b692-cf45-4177-ac42-f12492fca821",
"DiagramDetails": {
"X": -228,
"Y": 3442,
"DefaultTargetPathDetails": {
"Points": []
},
"AdditionalPaths": {}
}
},
{
"$type": "Message",
"DefaultTarget": null,
"Title": "",
"Text": "",
"UserChoices": [],
"Type": 0,
"Id": "353779d6-bb0c-44c4-a2a3-1e8a840680eb",
"DiagramDetails": {
"X": -205.02745205601286,
"Y": 1269.0546736167794,
"DefaultTargetPathDetails": null,
"AdditionalPaths": {}
}
}
],
"Id": "3458db80-b704-4468-b44c-0ee76dcb21c7"
},
{
"$type": "Paragraph",
"Text": "\u003Cp style=\u0022text-align: center;\u0022 data-start=\u002298\u0022 data-end=\u0022333\u0022\u003E\u003Cstrong\u003ECash vs. Card\u003C/strong\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022 data-start=\u002298\u0022 data-end=\u0022333\u0022\u003E\u003Cstrong\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/9ACE42CE34F0FD08317648C7CB19C3D4AD1C9ED3EB3AF2086A52301D605A38D7.png\u0022 width=\u0022240\u0022 height=\u0022240\u0022\u003E\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u002298\u0022 data-end=\u0022333\u0022\u003EOnline banking, ATMs (Automatic Teller Machines), and mobile budgeting apps are just some of the positive changes in\u0026nbsp;how we manage money with technology.\u003C/p\u003E\n\u003Cp data-start=\u002298\u0022 data-end=\u0022333\u0022\u003EThey make payments faster, track spending, and even help with saving goals.\u003C/p\u003E\n\u003Cp data-start=\u0022335\u0022 data-end=\u0022420\u0022\u003EHowever, studies show that \u003Cstrong\u003Ethe more technology we use, the less we value money.\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u0022422\u0022 data-end=\u0022589\u0022\u003EFor instance, imagine walking into a store with a $50 note. When you hold that money in your hands, you\u0027re more likely to think carefully before spending it.\u003C/p\u003E\n\u003Cp data-start=\u0022591\u0022 data-end=\u0022715\u0022\u003E\uD83D\uDD39 \u003Cem data-start=\u0022594\u0022 data-end=\u0022621\u0022\u003EShould I spend all of it?\u003C/em\u003E\u003Cbr data-start=\u0022621\u0022 data-end=\u0022624\u0022\u003E\uD83D\uDD39 \u003Cem data-start=\u0022627\u0022 data-end=\u0022671\u0022\u003EMaybe I should save it for something else?\u003C/em\u003E\u003Cbr data-start=\u0022671\u0022 data-end=\u0022674\u0022\u003E\uD83D\uDD39 \u003Cem data-start=\u0022677\u0022 data-end=\u0022713\u0022\u003EIs this item really worth the $50?\u003C/em\u003E\u003C/p\u003E\n\u003Cp data-start=\u0022717\u0022 data-end=\u0022990\u0022\u003ENow, compare this to tap and pay. If you tap your card or phone to spend the same $50, you might not even think twice about it. You don\u0026rsquo;t see the money physically leaving your hands, so it feels different, even though the amount spent is exactly the same.\u003C/p\u003E",
"Id": "ce9e3660-f63a-46b4-89ed-d4d466ee80e8"
},
{
"$type": "Paragraph",
"Text": "\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00221084\u0022 data-end=\u00221118\u0022\u003E\u003Cstrong\u003EThe Digital Spending Trap\u003C/strong\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00221084\u0022 data-end=\u00221118\u0022\u003E\u003Cstrong\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/B2960DDB8E1083F65569C4BD91550F3A212035E8DDD34FDD0A88ECC4F1185273.png\u0022 width=\u0022184\u0022 height=\u0022184\u0022\u003E\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u00221120\u0022 data-end=\u00221356\u0022\u003ETechnology makes transactions \u003Cstrong data-start=\u00221150\u0022 data-end=\u00221167\u0022\u003Efast and easy\u003C/strong\u003E, but that also means it\u0027s \u003Cstrong data-start=\u00221194\u0022 data-end=\u00221230\u0022\u003Eeasier to lose track of spending\u003C/strong\u003E. Many people don\u0026rsquo;t regularly check their bank accounts, and before they know it, their balance is much lower than expected.\u003C/p\u003E\n\u003Cp data-start=\u00221358\u0022 data-end=\u00221557\u0022\u003E\uD83D\uDD39 Have you ever tapped your card a few times, then been surprised at how much you\u0027ve spent?\u003Cbr data-start=\u00221450\u0022 data-end=\u00221453\u0022\u003E\uD83D\uDD39 Have you ever bought something online and forgotten about it until you saw your bank account later?\u003C/p\u003E\n\u003Cp data-start=\u00221559\u0022 data-end=\u00221691\u0022\u003EUsing technology to manage money \u003Cstrong data-start=\u00221592\u0022 data-end=\u00221613\u0022\u003Eisn\u0027t a bad thing\u003C/strong\u003E, but we need to make sure we\u0027re still aware of \u003Cstrong data-start=\u00221661\u0022 data-end=\u00221688\u0022\u003Ehow much we\u0027re spending\u003C/strong\u003E.\u003C/p\u003E\n\u003Cp data-start=\u00221693\u0022 data-end=\u00221810\u0022\u003E\uD83D\uDCA1 \u003Cstrong data-start=\u00221696\u0022 data-end=\u00221808\u0022\u003EOne simple way to manage this is to check your bank account regularly and set a budget for digital spending.\u003C/strong\u003E\u003C/p\u003E",
"Id": "dd93554d-dfc7-472e-b58e-e983134fce1a"
},
{
"$type": "MultipleChoice",
"Questions": [
{
"Question": "What are some examples of positive changes in managing money using technology? ",
"CorrectAnswer": "Online banking, ATM\u0027s, and mobile budgeting apps",
"IncorrectAnswer1": "Online shopping and gaming apps",
"IncorrectAnswer2": "Piggy banks and physical currency",
"IncorrectAnswer3": "ATM\u0027s and mobile budgeting apps",
"MessageOnIncorrectAnswer": "Incorrect. Online banking, ATM\u0027s, and mobile budgeting apps are some positive changes of using technology."
},
{
"Question": "According to studies, what effect does the use of technology have on how people value money?",
"CorrectAnswer": "It decreases the value of money",
"IncorrectAnswer1": "It increases the value of money",
"IncorrectAnswer2": "It depends on the individual\u0027s spending habits",
"IncorrectAnswer3": "It has no impact on the value of money",
"MessageOnIncorrectAnswer": "Oops. It decreases the value of money.\n"
},
{
"Question": "What question might people ask themselves when paying with a $50 note in a retail store?",
"CorrectAnswer": "Should I spend all of my money?",
"IncorrectAnswer1": "Is this store trustworthy?",
"IncorrectAnswer2": "Should I invest this money?",
"IncorrectAnswer3": "Is my phone charged?",
"MessageOnIncorrectAnswer": "Not quite. A question might people ask is \u0022Should I spend all of my money?\u0022."
},
{
"Question": "How does using technology to make payments affect people\u0027s tendency to question their purchases?",
"CorrectAnswer": "It makes them question their purchases less",
"IncorrectAnswer1": "It makes them question their purchases more",
"IncorrectAnswer2": "It doesn\u0027t impact their tendency to question purchases",
"IncorrectAnswer3": "It depends on the type of technology used",
"MessageOnIncorrectAnswer": "Incorrect. It makes them question their purchases less."
},
{
"Question": "What is the main difference between paying with a physical $50 note and using technology to make a $50 purchase?",
"CorrectAnswer": "The physical note feels like a more substantial expense",
"IncorrectAnswer1": "The physical note is harder to carry",
"IncorrectAnswer2": "The physical note disappears from your bank account",
"IncorrectAnswer3": "Technology allows for quicker transactions",
"MessageOnIncorrectAnswer": "Not quite. The physical note feels like a more substantial expense."
}
],
"Id": "3feca7fd-0f5b-48c2-ac15-08e1b59fa5b4"
}
],
"Dependencies": []
},
{
"Id": "251c69bc-0283-4963-a703-b6ac036e5d7a",
"Name": "Tap and Pay",
"Description": "",
"EditorNotes": "",
"ReleaseDate": null,
"Scenes": [
{
"$type": "Paragraph",
"Text": "\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00221817\u0022 data-end=\u00221836\u0022\u003E\u003Cstrong data-start=\u00221820\u0022 data-end=\u00221834\u0022\u003ETap and Go\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u00221838\u0022 data-end=\u00222092\u0022\u003ETap and pay is a contactless payment method that allows people to buy things without inserting a debit card or entering a PIN. Instead, they can just tap their card or phone on an EFTPOS (Electronic Funds Transfer at Point of Sale) machine.\u003C/p\u003E\n\u003Cp data-start=\u00222094\u0022 data-end=\u00222161\u0022\u003EMost adults use tap and pay because it\u0026rsquo;s fast and convenient.\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00222163\u0022 data-end=\u00222183\u0022\u003E\u003Cstrong data-start=\u00222167\u0022 data-end=\u00222181\u0022\u003EAdvantages\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u00222184\u0022 data-end=\u00222479\u0022\u003E\u2705 \u003Cstrong data-start=\u00222186\u0022 data-end=\u00222201\u0022\u003EConvenience\u003C/strong\u003E \u0026ndash; No need to count cash, just tap and go.\u003Cbr data-start=\u00222243\u0022 data-end=\u00222246\u0022\u003E\u2705 \u003Cstrong data-start=\u00222248\u0022 data-end=\u00222271\u0022\u003EGood in Emergencies\u003C/strong\u003E \u0026ndash; If you forget your wallet, you can still pay with your phone.\u003Cbr data-start=\u00222335\u0022 data-end=\u00222338\u0022\u003E\u2705 \u003Cstrong data-start=\u00222340\u0022 data-end=\u00222355\u0022\u003EEasy to Use\u003C/strong\u003E \u0026ndash; Takes minimal effort to make a payment.\u003Cbr data-start=\u00222397\u0022 data-end=\u00222400\u0022\u003E\u2705 \u003Cstrong data-start=\u00222402\u0022 data-end=\u00222424\u0022\u003ELess Need for Cash\u003C/strong\u003E \u0026ndash; Carrying cash can be risky, and it\u0026rsquo;s easy to lose.\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00222481\u0022 data-end=\u00222504\u0022\u003E\u003Cstrong data-start=\u00222485\u0022 data-end=\u00222502\u0022\u003EDisadvantages\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u00222505\u0022 data-end=\u00222934\u0022\u003E\u274C \u003Cstrong data-start=\u00222507\u0022 data-end=\u00222529\u0022\u003EImpulsive Spending\u003C/strong\u003E \u0026ndash; The easier it is to pay, the easier it is to overspend.\u003Cbr data-start=\u00222591\u0022 data-end=\u00222594\u0022\u003E\u274C \u003Cstrong data-start=\u00222596\u0022 data-end=\u00222611\u0022\u003ELess Secure\u003C/strong\u003E \u0026ndash; Scammers can steal card details and access your money.\u003Cbr data-start=\u00222672\u0022 data-end=\u00222675\u0022\u003E\u274C \u003Cstrong data-start=\u00222677\u0022 data-end=\u00222707\u0022\u003EDisconnect from Real Money\u003C/strong\u003E \u0026ndash; Without holding physical cash, we lose the sense of how much we\u0026rsquo;re spending.\u003Cbr data-start=\u00222790\u0022 data-end=\u00222793\u0022\u003E\u274C \u003Cstrong data-start=\u00222795\u0022 data-end=\u00222815\u0022\u003EHidden Bank Fees\u003C/strong\u003E \u0026ndash; Some banks charge fees for debit cards, ATM withdrawals, and transactions\u0026mdash;paying with cash avoids these costs.\u003C/p\u003E",
"Id": "42bcb468-061d-4159-af7e-39a7ff9ec084"
},
{
"$type": "Paragraph",
"Text": "\u003Cp style=\u0022text-align: center;\u0022 data-start=\u00222941\u0022 data-end=\u00222974\u0022\u003E\u003Cstrong data-start=\u00222944\u0022 data-end=\u00222972\u0022\u003EThe Risk of Overspending\u003C/strong\u003E\u003C/p\u003E\n\u003Cp data-start=\u00222976\u0022 data-end=\u00223156\u0022\u003EWith cash, you can physically see how much money you have left after spending. With tap and pay, it\u0027s easy to keep tapping without realizing how much you\u0027re spending.\u003C/p\u003E\n\u003Cp data-start=\u00223158\u0022 data-end=\u00223318\u0022\u003E\uD83D\uDD39 Have you ever accidentally spent more than planned because it was easy to tap?\u003Cbr data-start=\u00223243\u0022 data-end=\u00223246\u0022\u003E\uD83D\uDD39 Do you check your bank account balance before buying something?\u003C/p\u003E\n\u003Cp data-start=\u00223320\u0022 data-end=\u00223634\u0022\u003E\u003Cstrong\u003ETo avoid spending too much, it\u0027s important to:\u003C/strong\u003E\u003Cbr data-start=\u00223370\u0022 data-end=\u00223373\u0022\u003E\u2714 \u003Cstrong data-start=\u00223375\u0022 data-end=\u00223398\u0022\u003ESet spending limits\u003C/strong\u003E \u0026ndash; Decide how much you\u0026rsquo;ll spend before you start tapping.\u003Cbr data-start=\u00223455\u0022 data-end=\u00223458\u0022\u003E\u2714 \u003Cstrong data-start=\u00223460\u0022 data-end=\u00223482\u0022\u003EUse budgeting apps\u003C/strong\u003E \u0026ndash; They help track your spending so you don\u0026rsquo;t go over your budget.\u003Cbr data-start=\u00223548\u0022 data-end=\u00223551\u0022\u003E\u2714 \u003Cstrong data-start=\u00223553\u0022 data-end=\u00223586\u0022\u003ECheck your bank account often\u003C/strong\u003E \u0026ndash; This helps you stay aware of your spending.\u003C/p\u003E\n\u003Cp data-start=\u00223636\u0022 data-end=\u00223730\u0022\u003E\uD83D\uDCA1 Technology makes payments easy, but smart money habits will help you stay in control!\u003C/p\u003E",
"Id": "ce1b6228-983c-4a67-b1c7-ace06db3deb4"
},
{
"$type": "SwipeQuiz",
"Questions": [
{
"Id": "fa9a1e12-e44c-4ef2-a334-1016cdcd0085",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cstrong\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/B2960DDB8E1083F65569C4BD91550F3A212035E8DDD34FDD0A88ECC4F1185273.png\u0022 width=\u0022184\u0022 height=\u0022184\u0022\u003E\u003C/strong\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETap and Go is a contactless payment method.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "675c6ceb-d398-41db-b640-ee2a890fd84f",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/62C77758C5C0E59D54D3481EDF260176697A4CA93EB93685B928FF67F6EB24E6.png\u0022 width=\u0022197\u0022 height=\u0022197\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETap and Go is very secure.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": true,
"IncorrectMessage": ""
},
{
"Id": "5622ccad-6965-48da-b8df-4f7c63113267",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/A26B791DD053B7DFB9BA4E5192D67AFA560EBA89F69E0D4DC128FAC4B764BF76.png\u0022 width=\u0022313\u0022 height=\u0022235\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETap and Go is useful in emergencies.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "73fdb681-6906-4ece-96a0-6f998c37e5e8",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/7B66A9C0D49FEB3001D36F810619EC933190D817C591E24DD616E19D33EC5DFD.png\u0022 width=\u0022231\u0022 height=\u0022231\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETap and Go allows you to buy things without inserting your card or entering a PIN.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "81ec1c64-4af8-49d2-b4a6-53f8660f2f76",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/49F3BEDFCFEB73749419DC6744BF9EF4300EB43E2BB76FF86CC1F592E5D6F1A6.png\u0022 width=\u0022158\u0022 height=\u0022158\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003EUsing Tap and Go makes it harder to track your spending.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "24a48316-f067-4d07-bd31-1d24544f4a26",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/5A8EAF4CF8912B823D6DC595966E304D9D04BBE5EC591F857A505351A18D35A8.png\u0022 width=\u0022187\u0022 height=\u0022187\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003EUsing Tap and Go prevents you from being charged hidden bank fees.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": true,
"IncorrectMessage": ""
},
{
"Id": "97387d70-be9a-40c6-9e61-b67416d9a62b",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/CA111B8197E2465227FC9C2BECB5C1024D6F9FB9DDDAD3474BADB6306CAB8EE6.png\u0022 width=\u0022184\u0022 height=\u0022184\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETap and Go is the only way to make purchases in modern stores.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": true,
"IncorrectMessage": ""
},
{
"Id": "1bc70517-a7bb-4eff-84bc-95cfa3e177cb",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/A27E40039A13C74890E0ECD3D767CC9B6F0EB626CD0B35556BE62E2A4F2219F2.png\u0022 width=\u0022163\u0022 height=\u0022163\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003ETo avoid overspending, you should set a spending limit and track purchases.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "1f29c14d-ce82-4968-8706-99cb401ac075",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/C00892FB15952E60D213AF16AFF96AE1BC0AC6EC93C68A87DD6570E9E144E9E1.png\u0022 width=\u0022292\u0022 height=\u0022219\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003EChecking your bank account regularly can help you avoid overspending with Tap and Go.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": false,
"IncorrectMessage": ""
},
{
"Id": "a33b6c14-7920-4050-b6e7-7ba96e9214e1",
"Text": "\u003Cp style=\u0022text-align: center;\u0022\u003E\u003Cimg src=\u0022https://api.squirrel.app/lesson-resources/images/67533DD265B2F6B7B1099BA2DFA20412AA5BC536811AD9D861E4CB9AD825739F.png\u0022 width=\u0022211\u0022 height=\u0022211\u0022\u003E\u003C/p\u003E\n\u003Cp style=\u0022text-align: center;\u0022\u003EIf you forget your wallet, you cannot use Tap and Go on your phone.\u003C/p\u003E",
"LeftText": "True",
"RightText": "False",
"IsRightCorrect": true,
"IncorrectMessage": ""
}
],
"Id": "6a8bd184-2569-4f52-9a18-5b3ca5dac47b"
}
],
"Dependencies": []
},
{
"Id": "c8c9cd6b-7efa-4881-8fb8-e54fda994ae1",
"Name": "Tap and Pay vs. Cash",
"Description": "",
"EditorNotes": "",
"ReleaseDate": null,
"Scenes": [
{
"$type": "Scenario",
"Text": "\u003Cp style=\u0022text-align: center;\u0022 data-pm-slice=\u00221 1 []\u0022\u003E\u003Cstrong\u003E\u0026nbsp;Managing Digital Spending\u003C/strong\u003E\u003C/p\u003E\n\u003Cp\u003EBest friends Jake and Liam, both 12 years old, are saving up for a new gaming console. They each have $300 in savings and are excited to buy the latest release.\u003C/p\u003E\n\u003Cp\u003E\u003Cstrong\u003EHow They Spend Money\u003C/strong\u003E\u003C/p\u003E\n\u003Cul\u003E\n\u003Cli\u003E\u003Cstrong\u003EBoth\u003C/strong\u003E love using \u003Cstrong\u003Etap-and-pay\u003C/strong\u003E on their phones\u0026mdash;it\u0027s \u003Cstrong\u003Efast, easy, and trendy\u003C/strong\u003E.\u003Cbr\u003E\u003Cstrong\u003ELiam\u003C/strong\u003E tracks his spending using a \u003Cstrong\u003Ebudgeting app\u003C/strong\u003E.\u003Cbr\u003E\u003Cstrong\u003EJake\u003C/strong\u003E taps his phone often, \u003Cstrong\u003Ewithout checking his balance\u003C/strong\u003E.\u003C/li\u003E\n\u003C/ul\u003E\n\u003Cp\u003E\u003Cstrong\u003EWhat Happened to Their Savings?\u003C/strong\u003E\u003C/p\u003E\n\u003Ctable\u003E\n\u003Ctbody\u003E\n\u003Ctr\u003E\n\u003Cth\u003E\u003Cstrong\u003ESpending Habit\u003C/strong\u003E\u003C/th\u003E\n\u003Cth\u003E\u003Cstrong\u003EJake\u003C/strong\u003E\u003C/th\u003E\n\u003Cth\u003E\u003Cstrong\u003ELiam\u003C/strong\u003E\u003C/th\u003E\n\u003C/tr\u003E\n\u003Ctr\u003E\n\u003Ctd\u003E\u003Cstrong\u003EUses tap-and-pay frequently?\u003C/strong\u003E\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes (at first)\u003C/td\u003E\n\u003C/tr\u003E\n\u003Ctr\u003E\n\u003Ctd\u003E\u003Cstrong\u003ETracks spending?\u003C/strong\u003E\u003C/td\u003E\n\u003Ctd\u003E\u274C No\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes (budgeting app)\u003C/td\u003E\n\u003C/tr\u003E\n\u003Ctr\u003E\n\u003Ctd\u003E\u003Cstrong\u003EOverspends on games, clothes, and snacks?\u003C/strong\u003E\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes\u003C/td\u003E\n\u003Ctd\u003E\u274C No\u003C/td\u003E\n\u003C/tr\u003E\n\u003Ctr\u003E\n\u003Ctd\u003E\u003Cstrong\u003ESwitches to cash for better control?\u003C/strong\u003E\u003C/td\u003E\n\u003Ctd\u003E\u274C No (at first)\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes\u003C/td\u003E\n\u003C/tr\u003E\n\u003Ctr\u003E\n\u003Ctd\u003E\u003Cstrong\u003ESaves enough for gaming console?\u003C/strong\u003E\u003C/td\u003E\n\u003Ctd\u003E\u274C No\u003C/td\u003E\n\u003Ctd\u003E\u2705 Yes\u003C/td\u003E\n\u003C/tr\u003E\n\u003C/tbody\u003E\n\u003C/table\u003E\n\u003Cp\u003EOver time, both friends saw different results from their spending choices. Now, Jake is starting to wonder if he should change his habits to better manage his money.\u003C/p\u003E",
"Questions": [
{
"Question": "Why were Jake and Liam using tap-and-pay?",
"CorrectAnswer": "Because it was fast and easy",
"IncorrectAnswer1": "Because they didn\u2019t have cash",
"IncorrectAnswer2": "Because they wanted to spend all their savings",
"IncorrectAnswer3": "Because they didn\u2019t know how much money they had",
"MessageOnIncorrectAnswer": "Both friends liked tap-and-pay because it was convenient."
},
{
"Question": "What was Jake\u2019s main mistake when using tap-and-pay?",
"CorrectAnswer": "He didn\u2019t track his spending",
"IncorrectAnswer1": "He didn\u2019t use his phone",
"IncorrectAnswer2": "He only bought essential items",
"IncorrectAnswer3": "He saved too much money",
"MessageOnIncorrectAnswer": "Jake spent money without checking his balance, leading to overspending."
},
{
"Question": "How did Liam track his spending?",
"CorrectAnswer": "By using a budgeting app",
"IncorrectAnswer1": "By writing it down on paper",
"IncorrectAnswer2": "By not spending money at all",
"IncorrectAnswer3": "By asking Jake to remind him",
"MessageOnIncorrectAnswer": "Liam used a budgeting app to monitor his spending habits."
},
{
"Question": "What happened to Jake\u2019s savings?",
"CorrectAnswer": "He spent most of his money on clothes and games",
"IncorrectAnswer1": "He saved all his money",
"IncorrectAnswer2": "He earned more money from his parents",
"IncorrectAnswer3": "He stopped using tap-and-pay completely",
"MessageOnIncorrectAnswer": "Jake overspent, mainly on games and clothes."
},
{
"Question": "What did Liam do differently to reach his savings goal?",
"CorrectAnswer": "He switched to using cash for purchases",
"IncorrectAnswer1": "He spent more money",
"IncorrectAnswer2": "He stopped using money altogether",
"IncorrectAnswer3": "He borrowed money from Jake",
"MessageOnIncorrectAnswer": "Liam realised using cash helped him control his spending better."
},
{
"Question": "Why does using cash help with budgeting?",
"CorrectAnswer": "Because you can see exactly how much money you have left",
"IncorrectAnswer1": "Because it disappears faster",
"IncorrectAnswer2": "Because it makes people spend more",
"IncorrectAnswer3": "Because stores prefer cash payments",
"MessageOnIncorrectAnswer": "Cash payments make it easier to track spending."
},
{
"Question": "What did Jake realise after seeing Liam\u2019s success?",
"CorrectAnswer": "That tracking spending helps save money",
"IncorrectAnswer1": "That he should spend more on games",
"IncorrectAnswer2": "That cash is useless",
"IncorrectAnswer3": "That he should use tap-and-pay even more",
"MessageOnIncorrectAnswer": "Jake noticed Liam was saving more and decided to change his habits."
},
{
"Question": "How did Liam successfully save for the gaming console?",
"CorrectAnswer": "By tracking spending and switching to cash",
"IncorrectAnswer1": "By using more tap-and-pay",
"IncorrectAnswer2": "By getting money from Jake",
"IncorrectAnswer3": "By borrowing money from his parents",
"MessageOnIncorrectAnswer": "Liam controlled his spending and saved enough money."
},
{
"Question": "What lesson does this scenario teach about digital payments?",
"CorrectAnswer": "They make it easier to overspend if not tracked ",
"IncorrectAnswer1": "They are always better than cash",
"IncorrectAnswer2": "They help people save money automatically",
"IncorrectAnswer3": "They should be avoided completely",
"MessageOnIncorrectAnswer": "Digital payments are convenient but can lead to overspending."
},
{
"Question": "What is the best way to manage spending with tap-and-pay?",
"CorrectAnswer": "Set a budget and track spending regularly",
"IncorrectAnswer1": "Avoid tap-and-pay completely",
"IncorrectAnswer2": "Spend without checking your balance",
"IncorrectAnswer3": "Only use it for expensive items",
"MessageOnIncorrectAnswer": "Using a budget helps prevent overspending with tap-and-pay."
}
],
"Id": "9968714e-3e38-45f1-8936-28e57fe9cdf9"
}
],
"Dependencies": []
}
]
}